21st Century Academy

Particularly in a volatile market atmosphere, many less savvy investors rely on old myths they believe to be true. It is a natural tendency to panic as the market swings downward and begin selling off assets. Other investors take the opposite tactic, developing a laissez faire attitude and failing to act when they should. Both of these tactics are doomed for failure because they rely on some of the commonest investment myths.

When the Market is Bad, Hold

A long-term investment plan is often built on the premise that no matter what the market does, leaving investment dollars where they are is best. After all, the market will rebound eventually, right?

Sure, the market will rise again, but a stock worth little to begin with will almost never rise to a level that makes it highly profitable just because the market turns. Just like buying antiques, items that were originally worth a lot of money will still be the highest valued decades later. Low-priced stocks need to be purged from your portfolio before they result in even greater loss.

Besides that, how long are you willing to wait? Consider this example. Say you bought shares of a top-rated stock prior to the correction of October 1987. How long would it have taken you to regain the same value? The answer is ten years. Still other stocks have yet to reach the same level of value they once enjoyed. Obviously this is too long if you are ever going to attain financial independence in this lifetime.

When the Market is Bad, Sell

At the opposite end of the spectrum are those investment gurus who maintain you should withdraw from a declining market immediately and place your remaining investment capital elsewhere. This could be just as bad a mistake as holding onto your all your stock certificates in the hopes they will regain value.

Highly valued and strongly performing stocks are always a good investment, no matter the whims of the market. This is just one part of a successful portfolio that will create wealth in the short and long run. Diversification is important. Assess the performance of each investment and make decisions to sell based on more than just the recent activity in the stock market.

When it comes to creating wealth via investments, there is one principle that always holds true and that is to buy low and sell high. Forgo rash decision making and stick to your financial goals – but only when it makes sense to do so.

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When the real estate market and the economy are hitting bottom, can you still make money by investing in property? Yes you can! In fact, this provides the ideal environment for the investor who has studied the 21st Century Academy system of creating wealth and is ready to achieve financial independence.

Taking Advantage of Opportunities

In a declining economy, the hardest hit economic sector is the working class. Loss of jobs, an inability to pay the mortgage, and increasing debt all combine to decrease cash flow. This ultimately affects the real estate market. Property values decline and home sales are often limited to foreclosures and short sales.

Ensure you have a viable line of credit set up in order to start investing at the most opportune moment. Savvy investors with a solid credit history can become a real estate dealer or retailer, simply dealing in a contract rather than the actual property. The key is to be ready to jump on opportunities as they become available.

Making Sound Real Estate Investment Decisions

Real estate profitability is based on some sound decision-making. Before you run out and start buying up depressed properties, consider the outcome of the purchase.

Now is the time to hold onto real estate you already own. It is inevitable that the value will increase, so do not be hasty to sell off properties, even if the investment may look dismal at the present moment.

With a bit of working capital, 21st century investors can find some spectacular real estate bargains. Hunt for property in the most affluent neighbourhoods or highest-rated commercial zones. Chances are you can pick up valuable property for a fraction of its true value. This is an investment that will pay off handsomely in the future. Stay away from the cheapest pieces of real estate in traditionally depressed areas of the locale. If they were not worth much during a high real estate market, they won’t likely be worth much in the very near future.

Consider becoming a landlord until the property can be sold at a substantial profit. Yes there are risks in renting the real estate, but this is a great way to increase cash flow.

If you think the time is wrong to invest in real estate, you could be missing out on the opportunity to create a great return on your investments.

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There is probably no one who does not want to find a passive income opportunity or create additional wealth. As the saying goes, “You can’t be too rich, or too thin.” The keys to financial independence are being disciplined enough to find investment funds, then acting on opportunities as they are presented.

There are many ways to build wealth. No two people will find success doing so in exactly the same way. But that is the great thing about investing in your financial future – you can do it in the manner that best suits you and your current situation. Young or old, single or head of a family, there is a perfect way to make money just waiting to make you rich.

Are You Prone to Mistakes?

The only thing holding you back are the mistakes you may make – or have made in the past. These include:

•    Scams and schemes – lots of people will try to get you to believe they can make your rich overnight. Beware outrageous and unsubstantiated claims. Increasing your income takes time and effort. If an opportunity sounds too good to be true, it probably is.
•    Too much research, too little action – how often have you thought to yourself, “If only I had done such and such way back when, today I would be rich.” Stop regretting past inaction and start now. Download Jamie McIntyre’s free e-book here and get on the road to financial independence.
•    The time excuse – yes, we are all busy. We hold a job, have a household to care of, and are committed to a variety of social activities or community involvement. But we seem to always make time for the things we really want to do. Now is the time to make wealth creation a priority.
•    Unplanned investments – if you do not have a road map to financial success, how can you tell if you are on track to reach your goals? Unplanned investing is a recipe for disaster. It is important to lay out your money making goals and define the steps to make them happen. Then act on them!

If you are guilty of one or more of these mistakes, don’t despair. Instead, get started on a new track. Wealth education helps you to: motivate yourself, be open to receiving good investment advice, and helps you to track your progress along the way toward success. You can find out more ways to increase your wealth at The 21st Century Academy.

PR: wait… I: wait… L: wait… LD: wait… I: wait… wait… Rank: wait… Traffic: wait… Price: wait… C: wait…

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Today, a lot of people worry at night about the state of their investments. Financial security seems, for many, like an anomaly today. As a result, a lot of people aren’t bothering to invest. Many have pulled their money out and cut their losses. Many are too afraid. But to achieve financial freedom, you shouldn’t stop investing your money. You’ll want to be more cautious about what you invest in but if history has taught us anything, it has taught us that many successful business people are able to take a recession or depression and use it to their advantage.

Here are some practical tips that let you continue to grow your investments without keeping you up at night worrying about whether or not your money is disintegrating:

Minimal Risk

Put the bulk of money into minimal risk investments. Things that are safer include property. Today you might not flip a property quickly but if you’re willing to hang onto it until the ideal time to sell, you’re going to be in a better position. Costs are dropping so it can be a great time to buy. Real estate can also pay you multi-fold because you can rent a building out for income that helps it pay for itself (and sometimes with a profit!) while you’re waiting for it to appreciate.  You assets also contribute to your ability to grow your portfolio.

Diversify and Reinvest Profit

When you get dividends from your ‘safer’ investments, take a portion of that money and invest in something that’s a little more aggressive.  If with your profits you take some and put in safe zones and some in medium to high risk investments, you’re still putting money away safely and that lets you sleep at night. If you do happen to lose on the riskier investments, you’re not risking everything. For every bit of money you make from the higher risk areas, you should reinvest some into safe areas and some back into higher risk areas. It’s wise to use a wealth bucket system as you can grow your wealth without feeling as stressed about the economy.

The 21st Century Academy

Jamie McIntyre and the team at The 21st Century Academy can teach you how investment strategies that let you sleep at night. You can request a free DVD and E-Book from this page.

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Have you considered part time option trading as a way to make money in the current market? Perhaps the biggest key to success with this type of investment is fully understanding how this works and what tools are available to use. While this is considered a risky type of investment, it is also a way to realise some very handsome profits.

About Stock Options

Stock options are basically futures certificates. They are sold at a lower price than the time of purchase value. The investor who buys options does so with the hope that when they are sold upon the maturity date, their value will have increased.

Of course, the option can be exercised before the date of the contract’s maturity, but they will be sold at the issue price. The best hope for making a profit rests in the stocks gaining value over time. This ‘buy low sell high’ concept is a basic one in investing.

Strategies and Tools

Because trading in options requires a great deal of at-risk capital, it is best delegated to 10% of your investment funds or less. In fact, for a diverse portfolio, this rule of thumb applies to nearly any type of speculation. Thus part time option trading is merely a way to supplement a larger portfolio.

There are several tools available to help make good decisions when buying and selling options. Perhaps the most readily available are charts and graphs which indicate the past history of trades for a particular stock. These can be rather difficult to understand. It is probably best to learn from a professional instructor as to what to look for and how to use this information to make successful options trades.

As with any type of investment, part time option trading can be a lucrative way to make a profit. Start with some practice trading and consider taking a course which specifically addresses options. It may be high-risk, but it also holds the potential for high profits.

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