21st Century Academy

There is probably no one who does not want to find a passive income opportunity or create additional wealth. As the saying goes, “You can’t be too rich, or too thin.” The keys to financial independence are being disciplined enough to find investment funds, then acting on opportunities as they are presented.

There are many ways to build wealth. No two people will find success doing so in exactly the same way. But that is the great thing about investing in your financial future – you can do it in the manner that best suits you and your current situation. Young or old, single or head of a family, there is a perfect way to make money just waiting to make you rich.

Are You Prone to Mistakes?

The only thing holding you back are the mistakes you may make – or have made in the past. These include:

•    Scams and schemes – lots of people will try to get you to believe they can make your rich overnight. Beware outrageous and unsubstantiated claims. Increasing your income takes time and effort. If an opportunity sounds too good to be true, it probably is.
•    Too much research, too little action – how often have you thought to yourself, “If only I had done such and such way back when, today I would be rich.” Stop regretting past inaction and start now. Download Jamie McIntyre’s free e-book here and get on the road to financial independence.
•    The time excuse – yes, we are all busy. We hold a job, have a household to care of, and are committed to a variety of social activities or community involvement. But we seem to always make time for the things we really want to do. Now is the time to make wealth creation a priority.
•    Unplanned investments – if you do not have a road map to financial success, how can you tell if you are on track to reach your goals? Unplanned investing is a recipe for disaster. It is important to lay out your money making goals and define the steps to make them happen. Then act on them!

If you are guilty of one or more of these mistakes, don’t despair. Instead, get started on a new track. Wealth education helps you to: motivate yourself, be open to receiving good investment advice, and helps you to track your progress along the way toward success. You can find out more ways to increase your wealth at The 21st Century Academy.

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Past experience with finance and money has a big impact on current and future wealth success. And those who have struggled (which is a large cross-section of the people who come looking for the better life through the 21st Century Academy) have a hard time believing that anything could ever be different for them in terms of personal finance. The reason they find it hard to believe is that they cannot get over their financial past.

The Past Is Behind You

Your financial past is firmly behind you. Everything that is done is done. It doesn’t matter what decisions you’ve made in the past that might have left you in a precarious financial position. It only matters what you do from here forward. It only matters that you take action now, learn how to be wealthy, and continue on that path.

The only way your financial past can continue to bear on your life is if you allow it to. If you choose to remain in the same rut, then wealth will not be yours. You can live a very predictable life this way because a simple look into your past and current financial state will reveal the kind of life you are destined for.

But no one has to continue to live their financial past! The beauty of the future is that it hasn’t come yet; so you have every opportunity of doing it differently—of learning new ways to make money, of learning new strategies for investing, and of applying wealth education (formal and informal) to your life to build wealth and live well.

Let Go Of Past Financial Stress

Today, then, let go of the past. Let go of the financial hardship and stress you’ve felt and replace it with positive thoughts and opportunity. Make a change today to live better for the rest of your life, and realize for sure that a lifetime’s opportunity is still wide-open before you.

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008

Understanding that you have choices is truly empowering. Just the knowledge that you are the one who really decides where your money goes, that you are the one who chooses every month to pay your bills, is empowering. And if you can make changes to the choices that you make, then you can start immediately to illicit a change in your financial future, and in your accumulation of wealth.

What Can You Change?

To harness the power of choice you first have to take a look at the way you currently spend and allocate your money, and then begin to change that practice in your favor.

On your list you surely have many bills to pay; many perceived necessities, and hopefully a column for you as well. Often the way that money is managed the bills and necessities get paid first, and you are paid as an afterthought, funds permitting. The problem with this is that by organizing your finances this way you hardly ever—if ever—get around to the “you” column. You are last on the priority list, and last to be paid. And when something has to give, it is you that goes without. And without paying you, you will never build wealth. As Jamie McIntyre says, saving is elemental to building wealth.

So what on this list can you change? You have a few choices. You can

• Change the order to make you a priority

• Change who you decide to pay (wipe some things off the list entirely)

• Change how much you pay (decide on an amount that you are willing to budget to each)

You do have bills and financial obligations, but you do have the ability to choose how that is done, and the ability to do it in a way that makes space for wealth and prosperity in your life—in a way that makes you a top financial priority. To learn this more specifically, I encourage you to check out the free eBook that Jamie offers over at the 21st Century Academy; he gives some very specific ways to deal with bills and debts and allocate money to you. If you find yourself struggling to find the money to be the foundation of your wealth, this is something you’ll want to read.

Just remember the choices are all yours. And those choices are power—the power to create wealth and live prosperously. Get yourself on a power trip to financial success!

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008