Posts Tagged ‘Finance’

You Are Not Your Financial Past

Wednesday, October 15th, 2008

Time has passedPast experience with finance and money has a big impact on current and future wealth success. And those who have struggled (which is a large cross-section of the people who come looking for the better life through the 21st Century Academy) have a hard time believing that anything could ever be different for them in terms of personal finance. The reason they find it hard to believe is that they cannot get over their financial past.

The Past Is Behind You

Your financial past is firmly behind you. Everything that is done is done. It doesn’t matter what decisions you’ve made in the past that might have left you in a precarious financial position. It only matters what you do from here forward. It only matters that you take action now, learn how to be wealthy, and continue on that path.

The only way your financial past can continue to bear on your life is if you allow it to. If you choose to remain in the same rut, then wealth will not be yours. You can live a very predictable life this way because a simple look into your past and current financial state will reveal the kind of life you are destined for.

But no one has to continue to live their financial past! The beauty of the future is that it hasn’t come yet; so you have every opportunity of doing it differently—of learning new ways to make money, of learning new strategies for investing, and of applying wealth education (formal and informal) to your life to build wealth and live well.

Let Go Of Past Financial Stress

Today, then, let go of the past. Let go of the financial hardship and stress you’ve felt and replace it with positive thoughts and opportunity. Make a change today to live better for the rest of your life, and realize for sure that a lifetime’s opportunity is still wide-open before you.

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008

Opening The Doors To Financial Education

Friday, September 26th, 2008

Open Door To WealthWe’ve talked at length about how the 21st Century Academy education is different—how it is a new financial education for a new century, to replace what you just haven’t been taught yet. You might think that that is the focus of my post today, but that’s not really so.

What I want to talk about today isn’t how Jamie McIntyre’s wealth education program is different from what you learned in school, but how it is different than what the average person learns. Not all that unrelated, but you’ll see what I mean by this.

Doing More Than Average

This is not to discount what you would learn through this financial empowerment program in any way. There’s no doubt that school and university and college have not prepared the average person to build wealth. This post is just to show you why this makes a difference in your life—why this type of financial education will make you wealthy.

The answer is quite simple. A financial empowerment program such as this one is something that the average person never does. The average person, though, is not wealthy either. And do you know what you have to do to do better than the average person? To be the less than average wealthy man or woman? You have to do something that the average person does not.

If an average life, an average introduction to finance and wealth, and average money management were a path to wealth then most everyone would be rich by now. But comparatively speaking few people are financially wealthy. If you want to be one of the few you have to start doing something that few people are doing, and you have to start somewhere to learn how to do that. Start by learning more than the average person knows about building wealth and investing, and then continue on to wealth by doing what the average person is just not willing to do.

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004-2008

Get More Out Of Your Day: Do Less

Monday, August 25th, 2008

Money MakingIt is hard to hear that you might have to just steel yourself and face the fact that you’ll have to put more into your day if you want to get more out of it before you ultimately enjoy the wealth you have built. That is understandable, but it’s a fact of life for many nonetheless. It had to be said.

Knowing what a burden adding more to your day might be for you, I thought about how we might alleviate some of that additional pressure. The good news is that for many, many people, there are real ways to get more out of your day, put more in, and maybe even spend less time overall doing it. How is that possible?

Get More Out Of Your Day By Doing Less

Quality not quantity. In the end when you have added in the additional duties of educating yourself about finance and building wealth, and then acting to make it happen, this might be a wash as far as time spent ‘doing’ is concerned. In actuality it is meant to be. If we can reduce your day to the point where you are doing everything essential and taking action to grow financially and seeing results, all the better; I truly hope that does happen for you. Of course, that might mean this is a good time to step up your efforts at building wealth, too.

Time ManagementIf you are skeptical about being able to take something out of your day, something that will put time into your day that you can devote to investing and making money, I don’t blame you. But the fact is that a lot of us are not very good time managers. A lot of us could find a lot more time in the day just by incorporating some good time management skills. Let’s take a look at what could go.

• TV—an easy one, something we could easily do without if it meant more financial freedom

• Procrastinating—how much time do you spend wishing you didn’t have to do something? Finding other things to do to put off what really needs your attention? A lot of times it is more time than the task actually takes.

• Distractions—emails, phone calls, IM, aimless web-surfing, unannounced visitors (in and out of the office)

• Limitless schedules—there things that are unavoidable in life, but the problem comes when these things take more of your life than they should. Place limits on meetings, visits, phone calls, and limits on your time. Give each task only the time it deserves.

• Obsessive tasks—there are probably things you do that can live with a little less attention. For example, are you an obsessive cleaner or email checker? Cut back and prioritize.

This is by no means a complete list, but the hope is that it will get you thinking about what can go so you have more time for your real priority. What can you add to this list?

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008