21st Century Academy

Risk is a word that is often associated with any kind of investment. To be sure, investments do involve some degree of risk. But there is more that the working classes need to understand about risk if they are to improve their financial status, and a good financial education from Jamie McIntyre and the 21st Century Academy will help gain some much needed perspective on investment risk.

What’s Really Risky About Investing?

Most people who have not had the advantage of being educated in how to build wealth (either first hand by a life mentor or via a secondary wealth creation education) will tell you that investments like the stock market, real estate, etc. are where risk is. However, risk is always relative. For the well-prepared, investments, even very speculative, high-return investments are not risky.

For the unprepared—the working and middle classes who have not had the advantage of a strong financial education like what the 21st Century Academy provides—any investment is risky.

The level of risk involved in an investment is less related to the financial investment itself and more related to your personal financial position. Someone like Jamie McIntyre who has made a point of gaining a financial education does not view investments as risky to the degree that the average person would. That is because Jamie McIntyre has learned to first build a strong financial foundation so that he can afford to lose investments from time to time.

The bottom line is that investing money in stock markets, business, or real estate is always going to be risky if you do not set yourself up so that you can afford risk. When your financial life depends on singular market movements, every day is lived on the edge. On the other hand, if you take a course like the 21st Century Academy and learn to build a strong foundation of savings, allocate assets, and diversify, you can afford to lose every now and then and still maintain wealth.

Risk in investing is a term that is relative to many factors. If you learn how to invest smartly, then you will find that the risk involved in wealth creation is not nearly so fearsome as you might have thought.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008

As an adult in pursuit of wealth for the first time, it soon becomes apparent that you need more than to learn how to make money.  You need someone to guide you through the complexities of wealth creation-or at least someone to show you the simpler paths to creating wealth.  It is not uncommon to become discouraged by your own financial ignorance.  Keep in mind, though, that no one makes money without a strong financial education (and not the kind you go to school or university for).

Wealth Education Is Everything

Beyond what you learned in school, college, or university, you will surely need a good education to create wealth that will teach you what you need to differently to make more money.  You need to learn what needs to be unlearned and replace that with financial strategies that work.  This is what Jamie McIntyre does at the 21st Century Academy.

Why is this so key?  If you take a look at the people who are wealthy (really wealthy, not just living off someone else’s money or appearing wealthy while they are really broke), you’ll notice that at some point in their lives they got an education in financial management and investing for the real world.  At some point in their lives, they learned what assets and liabilities are, how to build a supporting financial foundation, and how to use the money they earn to work for them and make more money.

You will also notice that what they learned is not something they could have learned in school or university.  Their financial education came from elsewhere.  They might have learned to make money work for them from a mentor as Jamie McIntyre did, a financially savvy parent, or a quality wealth creation course like the one offered by the 21st Century Academy.  Their education may have been as formal as a structured investment course or as informal as the guidance Jamie McIntyre’s wealthy mentor gave him; nevertheless, either as children or adults the wealthy learned about money systems and assets and learned how to really put money to work for them.

If you were not fortunate enough to have a wealthy parent or mentor to show you how to make money, you will need to get that wealth creation education.  You will need a course like the 21st Century Academy; a good course that speaks to all aspects, both personal and financial, of creating financial wealth.  There is always time to get that education and join the wealthy, even if you didn’t have the advantage of having a rich dad or mentor teach you earlier in life.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy

Universal Wealth Creation © 2004 – 2008

Do you mind your own business?   If you don’t, that’s one reason why wealth creation thus far has been so hard.  To succeed and create wealth, you have to mind your business first.  Jamie McIntyre and the 21st Century Academy are here to teach you how. 

Do You Have A Business?

 Before you answer this question, realize that we’re not talking about necessarily owning an actual business or company.  We are talking about the business that supports you and your efforts at creating wealth.  You also must realize that your business is not your job (that’s just your paycheck); this is true if you work for someone else or if you work for yourself.   Your business is that part of your financial plan that makes money from money.  It can be anything, really—property investing, insurance, shares…whatever it is that you use as the basis for the investment and money concepts introduced through the 21st Century Academy.

 Most people believe their business to be their work—their job; but a job is a job.  It does not make money from money; it simply brings in an income in trade for your goods and services.  Your business is that which uses real assets to grow more assets and more money.  Once established, this is a passive stream of income that requires far less work than your job. Too many people are confused about what their business is, and so they do not mind their own business—they mind the business of their employer or their job.  With the focus and resources focused on the business of another, your personal business-wealth creation—will continue to suffer.

You will not make money that way (not in any significant amounts, and not enough to gain financial freedom). To be wealthy you first have to learn what your real business is, and then learn how to prioritize your business for you own benefit.  This is one of the things that Jamie McIntyre will teach you at the 21st Century Academy (or through the homestudy course); it’s a critical lesson to learn if wealth is ever to be yours. 

To Your Continued Financial Success 

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 – 2008