21st Century Academy

Have you always been interested in building wealth and achieving financial independence? Have you been thinking of getting started with the 21st Century Academy and the excellent investment advice and strategies offered?

To truly achieve wealth, you must invest in your future. Perhaps you are experiencing some trepidation about taking that first step. Start small. Think about the things you can do now to get ready to fully integrate an investment plan in your financial goals. It doesn’t really matter how you get started; the key is to just get started. Here are some simple steps anyone can take.

Get Out of Debt

Pay down those high interest credit card bills and installment loans as quickly as possible.. You will never have the funds to start investing until you reduce, or eliminate, unnecessary debt. In fact, the money you purge in interest payments can be considered an addition to your income.

Create a budget and stick to it. Forgo those unneeded expenses and concentrate on putting any extra money into an investment fund. It may be less fun now, but you will thank yourself when your future is secure and you finally experience financial independence.

Educate Yourself

Learn everything you can about the best strategies for building wealth and continue this process; no one ever knows everything and there is always something further to learn no matter your experience. This is one of the main benefits of the 21st Century Academy system of investment – the resources for knowledge are nearly endless, are all derived from a very reliable source, and it allows the opportunity to network with others.

Create a Plan

You can have knowledge and you can have money, but without a plan your investment efforts will be less than effective. Everyone needs a game plan for investing in order to become successful. There is always a road map to follow.

Make plans to invest every dollar you save, and reinvest part of every dollar of profit you make. Creating buckets of wealth is a great strategy. Diversify your portfolio so that a crash in one market does not wipe out your entire capital assets accounts.

This is a simple formula for creating a wealth strategy. Reduce debt, gain knowledge of the markets and investment opportunities, and develop a clear-cut plan to follow. Before you know it, you will be perfectly poised to take advantage of profitable investment opportunities and experience real financial independence.

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What is the greatest difference between someone who merely makes an income and someone who is truly wealthy? It is in their mindset. Let’s examine this premise a bit further.

Many of us, even in this failing economy, tend to want to buy. We covet the latest and greatest gadget, the fastest computer, the newest piece of technology. Too often we gauge our success against that of others, and worry more about keeping up with the Joneses than taking care of ourselves.

With that kind of philosophy you will never get rich.

Dedicate Yourself to Building Wealth

There is no easy way to become rich. It takes a lot of dedication and the ability to resist making unnecessary expenditures.

It also involves saving every extra penny to accommodate those unexpected expenses. It is nearly impossible to build wealth if you lose all your assets due to an extended illness, loss of a job, or the theft of your identity.

What is Wealth?

Wealth is more than just cash in the bank. It is defined as all of your assets. Income is just a way to pay the bills. Conversely, wealth is extra money, much like a savings account. It is wealth that is used to contribute to investments, to reduce debt, and to create liquid assets.

The way to increase your wealth is to funnel as much as you can from your income into accounts which will either pay down amounts you owe in loans or produce a profit, such as stock market investments.

Take the time to figure out how much money you need to reach your financial goals. It may be less than you thought and the prospect of real wealth may be well within your reach.

Wealth is also how you feel in life. Two people can have fists full of money but one may be wealthier than the other because of all the joys in his or her life. A great way to get the right wealth mindset is to look for a coach or mentor. Jamie McIntyre is a self-made millionaire and offers a free e-book that can help get you started on a route toward wealth.

To your success,

Clint Maher

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First, some definitions:

Wealth:

1. large amount of money
2. state of having much money
3. abundance of something
4. value of assets

Guilt:

1. awareness of wrongdoing
2. fact of wrongdoing
3. responsibility for wrongdoing

(Encarta Dictionary)

You’ll notice that these two are in no way related by definition. There is nothing in the definition of wealth that mentions guilt or wrongdoing. Wealth is not defined as the result of having done something wrong.

Guilt is in no way related to money. Guilt can be an awareness, fact or responsibility of wrongdoing, but that wrongdoing has nothing to do with money. Admittedly, wrongdoing could be the result of something done with money, but it is not money that produces wrongdoing or the emotion or fact of guilt—it is what the person chooses to do with said money.

Then Why Do People Feel Guilty About Building Wealth?

This is one of the most perplexing questions in wealth creation. This is an issue Jamie McIntyre faces with almost every newcomer to the 21st Century Academy. And it is one of the first issues Jamie McIntyre and the 21st Century Academy address. First, because the perception that you should feel guilty about building wealth or being wealthy has no basis, and second because perpetuating that attitude is a definite roadblock to wealth creation.

The attitude is also extremely common. Most people harbor some feeling of guilt which they associate with being wealthy. They think that somehow having money will mean that someone else is suffering when in fact, your having money simply means you can do better for you and yours and also those whom you choose to employ or assist.

There Is No Limit To Wealth

There is no limit to the wealth in the world. This is another of the core lessons of the 21st Century Academy that Jamie McIntyre works to convey early on. Why? Because if you understand this and see that it is true (which you will once Jamie McIntyre & the 21st Century Academy show you how money systems work), you remove the cause of your guilt. And once you’ve done that, you are one big step closer to financial success.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008

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Risk is a word that is often associated with any kind of investment. To be sure, investments do involve some degree of risk. But there is more that the working classes need to understand about risk if they are to improve their financial status, and a good financial education from Jamie McIntyre and the 21st Century Academy will help gain some much needed perspective on investment risk.

What’s Really Risky About Investing?

Most people who have not had the advantage of being educated in how to build wealth (either first hand by a life mentor or via a secondary wealth creation education) will tell you that investments like the stock market, real estate, etc. are where risk is. However, risk is always relative. For the well-prepared, investments, even very speculative, high-return investments are not risky.

For the unprepared—the working and middle classes who have not had the advantage of a strong financial education like what the 21st Century Academy provides—any investment is risky.

The level of risk involved in an investment is less related to the financial investment itself and more related to your personal financial position. Someone like Jamie McIntyre who has made a point of gaining a financial education does not view investments as risky to the degree that the average person would. That is because Jamie McIntyre has learned to first build a strong financial foundation so that he can afford to lose investments from time to time.

The bottom line is that investing money in stock markets, business, or real estate is always going to be risky if you do not set yourself up so that you can afford risk. When your financial life depends on singular market movements, every day is lived on the edge. On the other hand, if you take a course like the 21st Century Academy and learn to build a strong foundation of savings, allocate assets, and diversify, you can afford to lose every now and then and still maintain wealth.

Risk in investing is a term that is relative to many factors. If you learn how to invest smartly, then you will find that the risk involved in wealth creation is not nearly so fearsome as you might have thought.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008

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As an adult in pursuit of wealth for the first time, it soon becomes apparent that you need more than to learn how to make money.  You need someone to guide you through the complexities of wealth creation-or at least someone to show you the simpler paths to creating wealth.  It is not uncommon to become discouraged by your own financial ignorance.  Keep in mind, though, that no one makes money without a strong financial education (and not the kind you go to school or university for).

Wealth Education Is Everything

Beyond what you learned in school, college, or university, you will surely need a good education to create wealth that will teach you what you need to differently to make more money.  You need to learn what needs to be unlearned and replace that with financial strategies that work.  This is what Jamie McIntyre does at the 21st Century Academy.

Why is this so key?  If you take a look at the people who are wealthy (really wealthy, not just living off someone else’s money or appearing wealthy while they are really broke), you’ll notice that at some point in their lives they got an education in financial management and investing for the real world.  At some point in their lives, they learned what assets and liabilities are, how to build a supporting financial foundation, and how to use the money they earn to work for them and make more money.

You will also notice that what they learned is not something they could have learned in school or university.  Their financial education came from elsewhere.  They might have learned to make money work for them from a mentor as Jamie McIntyre did, a financially savvy parent, or a quality wealth creation course like the one offered by the 21st Century Academy.  Their education may have been as formal as a structured investment course or as informal as the guidance Jamie McIntyre’s wealthy mentor gave him; nevertheless, either as children or adults the wealthy learned about money systems and assets and learned how to really put money to work for them.

If you were not fortunate enough to have a wealthy parent or mentor to show you how to make money, you will need to get that wealth creation education.  You will need a course like the 21st Century Academy; a good course that speaks to all aspects, both personal and financial, of creating financial wealth.  There is always time to get that education and join the wealthy, even if you didn’t have the advantage of having a rich dad or mentor teach you earlier in life.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy

Universal Wealth Creation © 2004 - 2008

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