Archive for March, 2008

Learning About Financial Risk

Sunday, March 30th, 2008

Learning about the risk involved with investmentRisk is a word that is often associated with any kind of investment. To be sure, investments do involve some degree of risk. But there is more that the working classes need to understand about risk if they are to improve their financial status, and a good financial education from Jamie McIntyre and the 21st Century Academy will help gain some much needed perspective on investment risk.


What’s Really Risky About Investing?

Most people who have not had the advantage of being educated in how to build wealth (either first hand by a life mentor or via a secondary wealth creation education) will tell you that investments like the stock market, real estate, etc. are where risk is. However, risk is always relative. For the well-prepared, investments, even very speculative, high-return investments are not risky.

For the unprepared—the working and middle classes who have not had the advantage of a strong financial education like what the 21st Century Academy provides—any investment is risky.

The level of risk involved in an investment is less related to the financial investment itself and more related to your personal financial position. Someone like Jamie McIntyre who has made a point of gaining a financial education does not view investments as risky to the degree that the average person would. That is because Jamie McIntyre has learned to first build a strong financial foundation so that he can afford to lose investments from time to time.

The bottom line is that investing money in stock markets, business, or real estate is always going to be risky if you do not set yourself up so that you can afford risk. When your financial life depends on singular market movements, every day is lived on the edge. On the other hand, if you take a course like the 21st Century Academy and learn to build a strong foundation of savings, allocate assets, and diversify, you can afford to lose every now and then and still maintain wealth.

Risk in investing is a term that is relative to many factors. If you learn how to invest smartly, then you will find that the risk involved in wealth creation is not nearly so fearsome as you might have thought.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008

Financial Success=Financial Education

Thursday, March 27th, 2008

A strong financial education is what you need to make moneyAs an adult in pursuit of wealth for the first time, it soon becomes apparent that you need more than to learn how to make money.  You need someone to guide you through the complexities of wealth creation-or at least someone to show you the simpler paths to creating wealth.  It is not uncommon to become discouraged by your own financial ignorance.  Keep in mind, though, that no one makes money without a strong financial education (and not the kind you go to school or university for).


Wealth Education Is Everything

Beyond what you learned in school, college, or university, you will surely need a good education to create wealth that will teach you what you need to differently to make more money.  You need to learn what needs to be unlearned and replace that with financial strategies that work.  This is what Jamie McIntyre does at the 21st Century Academy.

Why is this so key?  If you take a look at the people who are wealthy (really wealthy, not just living off someone else’s money or appearing wealthy while they are really broke), you’ll notice that at some point in their lives they got an education in financial management and investing for the real world.  At some point in their lives, they learned what assets and liabilities are, how to build a supporting financial foundation, and how to use the money they earn to work for them and make more money.

You will also notice that what they learned is not something they could have learned in school or university.  Their financial education came from elsewhere.  They might have learned to make money work for them from a mentor as Jamie McIntyre did, a financially savvy parent, or a quality wealth creation course like the one offered by the 21st Century Academy.  Their education may have been as formal as a structured investment course or as informal as the guidance Jamie McIntyre’s wealthy mentor gave him; nevertheless, either as children or adults the wealthy learned about money systems and assets and learned how to really put money to work for them.

If you were not fortunate enough to have a wealthy parent or mentor to show you how to make money, you will need to get that wealth creation education.  You will need a course like the 21st Century Academy; a good course that speaks to all aspects, both personal and financial, of creating financial wealth.  There is always time to get that education and join the wealthy, even if you didn’t have the advantage of having a rich dad or mentor teach you earlier in life.

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy

Universal Wealth Creation © 2004 - 2008

Learn The Pillars Of Wealth

Monday, March 24th, 2008

Money making through the three pillars of wealthCategorize this post as “things you can learn from the 21st Century Academy and Jamie McIntyre.”  Today we’re talking about the money making opportunities that Jamie considers to be the “pillars of the rich.” 


What Is A Pillar Of Wealth?

Pillars of wealth are what support the income and finances of the rich.  In the 21st Century Academy courses you’ll see these referred to as the “3 pillars of the rich.”   The pillars of the rich are those vehicles that the wealthy use to make money and gain financial freedom.  Another term you might use might be foundation or building blocks.  No matter what term you use, a pillar of the rich is nothing more than their investment and wealth creation tool.  Simply put, the pillars we speak of here are the places that the wealthy put their seed money into so that that money can go to work for them to make more money. 

Three Pillars Of Wealth

Jamie McIntyre considers three areas to be the pillars of the rich.  These are the three main places where money is invested and grown. These are the three pillars of the rich as described by Jamie McIntyre:  

  1. Business – quality companies and businesses are one investment that the rich use to make money.  Note, however, this isn’t your average Mom and Pop store where you work day in and day out for what amounts to a paycheck.
  2. Property – some of the richest men and women in the world made their fortunes by investing in real estate.  But again, real estate investment is about more than buying a home and waiting to appreciate equity.
  3. Shares – or stocks or stock market if you prefer.  This is probably not surprising, and perhaps you are thinking that the share markets are too risky and complex for you, but there are more ways than one to make money in the stock market, as the 21st Century academy can show you.

It may not surprise you at all to know that these are the places where the rich get richer.  The ways that they get rich in each of these areas may be more surprising to you.  It may also be surprising to know that these same pillars can be used by you to get rich, even given a meager starting point.  To do that, though, you’ll need to learn about wealth creation and learn the strategies for investing in the pillars of wealth from a modern college of wealth instruction.

To Your Continued Financial Success 

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008

Meet Jamie McIntyre

Friday, March 21st, 2008

Jamie McIntyreFrom time to time, I like to revisit the story of Jamie McIntyre to remind everyone of who is leading this path to wealth creation that we call the 21st Century Academy.  Often, new visitors arrive here and it helps to show them the difference a leader like Jamie can make.  But for those of you who have been around a while, it never hurts to be reminded that Jamie was once just a broke guy like most of the world today. 


Not A Man Of Privilege

Jamie McIntyre was not born into money.  His parents were not rich, and he did not start life with the proverbial ’silver spoon’ in his mouth.  Jamie is the son of a middle-class Mum and Dad, a hard working family from Australia. Jamie did what he was told to do.  He went to school, got a ‘good’ education, and went to work after graduating from University.  He even started his own company.  Jamie learned to work hard and spend harder—the way most of us do—and was soon buried in debt, relieved of his business, and flat broke, sleeping on his friend’s couch. Some wealth leader, huh? 

A Better Way

Pretty soon, Jamie McIntyre figured out that there was something he missed in life that precluded him from making money and creating wealth.  He set off to find out what that was.  He read books, attended seminars, followed the [intellectual] guidance of his millionaire mentor, and soon began to see that what makes people rich isn’t money, it’s mindset. Jamie put what he learned to work for him.  In five short years, he was on top.  Jamie was a millionaire. 

It was then that he began thinking that he could use his experience and new-found knowledge to help others, and Jamie compiled what he learned into the 21st Century Academy courses and seminars that we know and love today. I offer this very brief synopsis of Jamie McIntyre’s life and the creation of the 21st Century Academy as proof and inspiration that you can succeed at wealth creation, too.  If Jamie—a guy no better off than anyone else, and much worse off than some—can do it, you can to.  Get to know Jamie McIntyre and the 21st Century Academy, and learn what you can do to create wealth and riches of your own. 

To Your Continued Financial Success 

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008

Two Steps To Wealth Creation With The 21st Century Academy

Tuesday, March 18th, 2008

The first steps of wealth creation are not so difficultTaking the first steps towards wealth creation is not hard.  Sure, it probably seems that there is too much to be learned and too far to go from in debt and broke to rich and financially free, but let’s assure you that with the help of Jamie McIntyre and the 21st Century Academy, we can get you there.  All you have to do is be willing to take those first two easy steps. 

Step One

Step one is important. This is what will give you the financial base you need to get started, allow you to afford to risk in investing, and set a routine of making money first and foremost for you.  What is this magical step?  Saving. Jamie McIntyre learned, and he talks about this in the 21st Century Academy courses, that the wealthy are great savers while the rest of us are not.  Not having money in the bank makes you reliant on a job, perpetuating the cycle of working for money rather than vice versa (money working for you). 

Step Two

Step two is equally important—probably more so, because even the best of savers will not become rich without this step.  This step is where you learn to change your lifestyle and your mindset to make room for wealth creation.  This is where you learn a few simple financial strategies and then learn to build upon them.  This step?  Your wealth creation education. You will never get rich by relying on what you learned in school, college, or university.  School taught you how to work; you will only become rich by learning how to manage the money you make at work in such a way that it makes more money for you. Step two is where the 21st Century Academy comes in.  This is where you take Jamie McIntyre’s course, put it into action, and make money! Now you know all you need to know to get started on your path to creating wealth.  Don’t worry about the rest, it all comes in time.  Take two easy steps toward your financial freedom today! 

To Your Continued Financial Success

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008